Surety Bonds vs. Property Bonds: Get the Facts

There are multiple ways to post bail for a defendant. When you hire a bail bond agent in Upper Marlboro, he or she will help you post a surety bond, which is the most popular form. However, although they are less common, property bonds do exist. Here is what you need to know about the differences.

Surety bonds are arranged by bail bond agents on your behalf. When you make arrangement with a bail bond agent to pay your loved one’s bail, he or she makes an agreement with an insurance company to agree to pay the full bail amount to the court if the defendant doesn’t appear at court as expected. If you guarantee bail for someone through a surety bond, if that person doesn’t appear in court, you could be responsible for the full bail amount.

With a property bond, you give the courts a lien on a piece of property in lieu of paying bail. If the defendant doesn’t show up for court, you could lose your property. Because of this severe consequence, surety bonds are widely preferred, since they don’t require you to put your home or another valuable piece of property on the line.

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